Loan Advisory Services
Á Châu supports businesses in preparing and strengthening their loan applications to increase approval rates. We help standardize financial records, build realistic financing plans, prepare collateral documentation, and assist throughout the bank’s appraisal process.
What We Do
- Standardize financial statements and records
Ensure consistency and transparency across financial reports, accounting books, and tax filings. - Design loan structure & repayment plan
Build a feasible borrowing plan aligned with your actual cash flow and repayment capacity. - Prepare tailored document checklist
Based on loan purpose (working capital, project investment, equipment purchase, etc.). - Support during appraisal process
Assist in preparing explanations and supplementing documents as required by banks.
Our 5-Step Process
- Requirement Assessment
Understand your loan purpose, amount, tenure, and repayment plan. - Document Checklist & Data Collection
Provide checklist and collect financial data and business documents. - Data Standardization & File Preparation
Review and align financial data, complete loan application package. - Submission & Appraisal Support
Submit documents, track appraisal progress, and provide additional documents if required. - Post-Disbursement Support
Assist with reporting, additional documentation, and compliance monitoring (if needed).
Required Documents (Minimum)
- Loan application form and business information
- Legal documents of the company
- Financial statements for the last 2–3 years and latest updates (if available)
- Collateral documents (if applicable)
- Documents supporting loan purpose, repayment plan, and cash flow
Frequently Asked Questions
1. Can a business apply for a loan without standardized financial statements?
Yes. Á Châu will review your current records, propose solutions to standardize financial data, and build a loan file that reflects your actual financial capacity.
2. What additional documents are needed for project-based loans?
Typically include project documentation such as feasibility reports or investment plans, cost estimates, implementation timeline, and proof of revenue sources and repayment capability.
3. Do you support businesses during the bank appraisal process?
Yes. We assist in preparing explanations and supplementing documents as required during the appraisal process, within the agreed scope of service.
Register for Loan Consultation
Please fill out the form. An Á Châu consultant will contact you during business hours.
📞 Hotline: 0932 154 266 – 0776 112 333
📧 Email: info@dichvuketoanachau.com
